About the Plan
Investments
As a “nonqualified plan,” the Deferred Compensation Plan allows you to defer paying taxes on the compensation you defer until it is distributed to you. The trust that holds your deferrals must remain part of Komatsu's general assets and, as a result, is subject to the claims of Komatsu's creditors.
However, you are able to direct how your deferrals are invested. The investment options in the DCP mirror those in the Retirement Savings Plan.* The menu includes a broad range of choices to ensure that you have the opportunity to diversify your account. You may choose a separate investment election for each source of your own deferrals or company contributions if you wish. If you do not make an investment election, your deferrals and company contributions will be defaulted to the Vanguard Target Date Fund that most closely matches your retirement date based on your year of birth and an assumed retirement at age 65. Keep in mind that past performance is not a guarantee of future results. Vanguard Target Date Funds are designed for investors expecting to retire around the year indicated in each fund's name. Except for the Vanguard Target Retirement Income Fund, the funds' asset allocation strategy becomes increasingly conservative as it approaches the target date and beyond. Ultimately, they are expected to merge with the Vanguard Target Retirement Income Fund. The investment risks of each Vanguard Target Date Fund change over time as the funds' asset allocations change. The funds are subject to the volatility of the financial markets, including equity and fixed income investments in the U.S. and abroad and may be subject to risks associated with investing in high yield, small cap, and foreign securities. Principal invested is not guaranteed at any time, including at or after the target dates.
Please note: Since this is a nonqualified plan, the company owns the investment until you separate from service and receive your distribution, but you will be granted any earnings or losses on your account based upon your individual investment elections.
Choose or update your investment options
Your Investment Options
Money Market (or Short Term) Investments
Vanguard Federal Money Market Fund Investor Shares
Diversified Bond Investments
Baird Aggregate Bond Fund Class Institutional
State Street Aggregate Bond Index Fund Class K
Inflation-Protected Bond Investments
Vanguard Inflation-Protected Securities Fund Admiral Shares
Domestic Equity Investments
Large-cap Investments
State Street Equity 500 Index Fund Class K
Mid-cap Investments
State Street Small/Mid Cap Equity Index Fund Class K
Allspring Discovery SMID Cap Growth Fund - Class R6
Small-cap Investments
Cardinal Small Cap Value Fund Institutional Class
Diversified International/Global Equity Investments
Goldman Sachs GQG Partners International Opportunities Fund Class R6
State Street Global All Cap Equity ex-U.S. Index Fund Class K
Lifecycle Funds
Vanguard Target Retirement Income Fund
Vanguard Target Retirement 2020 Fund
Vanguard Target Retirement 2025 Fund
Vanguard Target Retirement 2030 Fund
Vanguard Target Retirement 2035 Fund
Vanguard Target Retirement 2040 Fund
Vanguard Target Retirement 2045 Fund
Vanguard Target Retirement 2050 Fund
Vanguard Target Retirement 2055 Fund
Vanguard Target Retirement 2060 Fund
Vanguard Target Retirement 2065 Fund
Vanguard Target Retirement 2070 Fund
Other Investments
Fidelity BrokerageLink®
Fund line-up as of October 15, 2023
* The Morley Stable Value Fund is not available in the DCP. The Vanguard Federal Money Market Fund Investor Shares is offered in its place. The Target Date Funds in the Retirement Savings Plan and DCP are similar, but the Retirement Savings Plan funds are collective trusts while the DCP funds are mutual funds.
You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to money market funds and you should not expect that the sponsor will provide financial support to the fund at any time. Additional risk information for this product may be found in the prospectus or other product materials, if available.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.
Before investing in any mutual fund, consider the investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.
Fidelity Brokerage Services LLC, Member NYSE,
SIPC,
900 Salem St., Smithfield, RI 02917
603883.21.0
